About eXp

Build Another Income Stream

Build Ownership Through Title

Understand the agent-owned title model, follow the formation journey and explore independent closing attorney options.

The Opportunity

Understand What You Own

This path is about ownership in a business, not a referral fee. An agent may hold an interest in an owner LLC that, in turn, co-owns the operating title company. Your agreements define the investment, responsibilities and any distributions.

Explore The Owner Guide

Educational overview only. Review applicable affiliated-business, RESPA and South Carolina requirements with qualified counsel before participating.

Your Potential Distribution

Title Ownership Calculator

Company Profit Margin20%
5%50%
Your Interest In The Owner LLC8%
1%25%
Owner LLC's Interest In The Operating Company50%
10%100%

Illustrative Annual Distribution

$4,800

Company Revenue
$600,000
Company Profit
$120,000
Your Effective Share
8% × 50% = 4.00%

Illustrative planning tool only. Starting values are sample assumptions, not figures from the title company. Distributions depend on actual company profits, expenses, reserves, capital requirements and the operating agreement, and are not guaranteed. Not tied to any individual referral; clients remain free to choose their settlement providers.

Owner Guide · 8 Articles

How Your Title Company Comes Together

A plain-language look at the formation journey, the ownership chain, the records to keep and how distributions work.

Part 1

Formation Journey

01What An Agent-Owned Title Company IsA title company that you and other agents co-own.

The opportunity is an investment in a business, not payment for sending a client to a closing attorney. Ownership brings responsibilities, business risk and potential distributions, subject to the company's agreements and applicable law.

02The Entity Structure: What You Actually OwnTitle companies, owner LLCs and your place in the ownership chain.

Your stake may be in an owner LLC rather than directly in the operating title company. Multiply your percentage of the owner LLC by its percentage of the operating company to understand your effective ownership. The example above illustrates the distinction; final documents establish your actual rights.

03Buy-In And Forming Your LLCFrom reviewing the investment to completing formation.

Before committing, review the buy-in, fees, capital obligations, ownership percentage and operating agreement with your own attorney and tax advisor. Confirm which entity you will invest through and what formation records are required. The Tattooed Legacy's final buy-in amount and participation terms have not been provided.

04Standing Up The Title CompanyMoving from a plan to a business ready to operate.

Formation alone does not authorize operations. The company must complete the legal, licensing, insurance, banking, staffing and compliance steps applicable to its services. Confirm launch readiness and who is responsible for each step with the participating company.

Part 2

Documents And Records

05Documents On File And Your StatusKeep formation and operating records together.

Request copies of the formation documents, signed operating agreements, ownership records and required standing documents. Confirm your participation status directly with the company. This guide does not connect to a title-company dashboard or verify your documents.

06Your ICA And Client DisclosuresUnderstand your agreements and the disclosures clients receive.

Review the independent contractor agreement (ICA), if applicable, and any affiliated-business disclosures with qualified counsel. An ownership relationship may require disclosure to clients. Use approved documents and preserve client choice; do not treat this guide as a legal form or compliance approval.

Part 3

Clients And Closings

07Attorneys, Closings And Client ChoiceKeep the client's closing needs separate from your ownership interest.

Clients remain free to choose their closing attorney and settlement providers. Holliday Ingram, Guest & Brady and Nick Leslie Law are options to evaluate, not exclusive requirements. Their listing here does not establish participation in the ownership example or a financial arrangement with The Tattooed Legacy. Direct legal questions to your own attorney.

Part 4

Distributions

08How Ownership Distributions WorkThe operating agreement controls whether and when distributions occur.

A distribution is not a guaranteed payout or a fee for an individual referral. Available profits, expenses, reserves, capital requirements and the operating agreement affect distributions. Confirm the allocation rules, reporting process and timing with the company and your advisors. Effective ownership alone does not promise a specific income amount.

Your Client, Their Choice

Closing Attorney Options

Three firms to consider for closing services. Choose based on your client's needs, service, availability and fees, not an ownership requirement.

Holliday Ingram

Residential purchases, sales, refinances and HELOCs, plus commercial closings and estate planning.

Visit Firm

Guest & Brady

Residential, commercial and investment real estate transactions, including purchases, refinances and HELOCs.

Visit Firm

Nick Leslie Law

Residential and commercial closings, estate planning and business law, with flexible closing locations.

Visit Firm

These firms are independent closing options. No ownership partnership, referral compensation or endorsement of investment terms is implied by their inclusion.

How It Works

Your Path From Interest To Income

  1. 01

    Review The Structure

    Understand the entities, your effective ownership and the obligations in the proposed agreements. Seek independent legal and tax advice.

  2. 02

    Complete Formation

    Confirm the buy-in and signed documents, then complete the required formation and operational setup. Final participation terms are still forthcoming.

  3. 03

    Follow The Agreements

    Protect client choice, keep required disclosures and records, and review any distributions under the operating agreement. Earnings are not guaranteed.

Important

Income Begins Only After The Required Setup

This is an introduction to the opportunity, not a promise of earnings. Final ownership, employment, licensing, eligibility, compensation, and compliance terms come from the participating company and signed agreements.