Build Another Income Stream
Generate Your Passive Income Through Mortgage
Add a licensed mortgage income path to the real estate relationships you are already building.
The Opportunity
Turn Trusted Buyer Relationships Into A Second Career Path
Real estate agents are already present when buyers begin the financing conversation. This path adds the education, licensing, and employment structure required to participate legally in the mortgage side of the transaction.
- $600 investment for the required classes
- National test must be passed
- Guaranteed Rate onboarding is required
- W-2 employment is required before transaction-based pay

Michael O'Neill
Guaranteed Rate
Your Tattooed Legacy Mortgage Contact
Your Additional Income
Mortgage Earnings Calculator
Estimated Annual Additional Income
$14,875
Based on $2,975,000 in estimated loan volume.
Illustrative Range At 20–75 bps
$5,950 – $22,313
For real estate and mortgage professionals only. This independent calculator uses the assumptions shown in Close Both’s estimator. Estimates are illustrative business planning figures, not a loan offer, compensation agreement, or guarantee of earnings. Actual compensation depends on licensing, origination services performed, lender compensation plans, loan products, production volume, and applicable state and federal regulations. Not intended for consumers. Clients remain free to choose their lender.
How It Works
Your Path From Interest To Income
01
Complete The Classes
Invest $600 in the required mortgage education and complete the coursework before scheduling the national test.
02
Pass The National Test
Meet the applicable licensing requirements and pass the national exam. Any additional state requirements are confirmed during onboarding.
03
Onboard With Guaranteed Rate
Complete Guaranteed Rate onboarding and become a W-2 employee of the company before you can legally receive compensation tied to mortgage transactions.
Important
Income Begins Only After The Required Setup
This is an introduction to the opportunity, not a promise of earnings. Final ownership, employment, licensing, eligibility, compensation, and compliance terms come from the participating company and signed agreements.
Build Beyond Commission